The opinion of the court was delivered by: Roanne L. Mann, United States Magistrate Judge
Currently pending before this Court is a renewed motion by defendant Dependable Credit Corp. ("defendant" or "Dependable") for summary judgment pursuant to Rule 56 of the Federal Rules of Civil Procedure. Defendant had previously moved for summary judgment against claims alleging that Dependable's co-defendant and assignor (a car dealer) had misrepresented the mileage of an automobile sold to pro se plaintiff Chantelle Harris ("plaintiff"). In response to that aspect of the defense motion, the Court re-opened discovery for the limited purpose of allowing plaintiff to retain an expert witness in order to show that the car dealer had acted in a grossly negligent or reckless manner in representing the vehicle's mileage. Plaintiff subsequently submitted an expert report, to which Dependable now objects on the grounds that it lacks proper formalities and does not address the condition of the car at the time of purchase.
For the reasons that follow, the Court will give plaintiff one opportunity to file a supplemental expert report that cures the defects specified herein.
The controversy in question arose in March 2001, when plaintiff purchased a 1993 Toyota Camry ("the Vehicle") from Jamaica Auto Repair, Inc. ("Jamaica"), a dealer of new and used automobiles. See Statement by Defendant Pursuant to Local Rule 56.1 ("Def. 56.1") at ¶ 11.*fn1 Plaintiff, through counsel, filed a complaint alleging various claims, including that Jamaica had altered the Vehicle's odometer and/or misrepresented its mileage with the intent to defraud her, and that Dependable, as the assignee of the retail installment contract, was subject to all claims against Jamaica related to the sale of the Vehicle. See Complaint ("Compl.") at ¶¶ 1, 50-53. The parties thereafter consented to have the case handled for all purposes by a magistrate judge, pursuant to 28 U.S.C. § 636(c). Subsequently, Jamaica ceased defending the action. For purposes of this opinion, the Court presumes familiarity with the underlying facts and general procedural history of the litigation. See generally 8/01/05 Memorandum and Order ("8/01/05 M&O") (granting in part and denying in part defendant's motion for partial summary judgment*fn2 ); 8/09/07 Memorandum and Order ("8/09/07 M&O").
Dependable's current application, filed October 1, 2007, stems from this Court's August 1, 2005 memorandum and order, which denied that aspect of Dependable's summary judgment motion addressed to plaintiff's claims regarding alleged odometer-related misrepresentations, including a claim under the Motor Vehicle Information and Cost Savings Act, 49 U.S.C. § 32701 et seq. (2000) ("the Federal Odometer Act").*fn3 The Court cited the existence of a genuine issue of material fact as to Jamaica's intent to defraud plaintiff. See 8/01/05 M&O at 6-11. In particular, relying on a series of invoices reflecting repairs to the Vehicle shortly after plaintiff purchased it, the Court concluded that a reasonable juror might find that the car dealer was grossly negligent or reckless in failing to recognize that the Vehicle's condition was inconsistent with its alleged mileage.*fn4 See id.
Shortly thereafter, Dependable informed the Court that plaintiff had not previously provided it with copies of the repair bills, in violation of this Court's direct order to do so. See Transcript of Civil Cause for Oral Argument dated July 7, 2005 at 48-49, 60. Consequently, Dependable moved this Court either to dismiss the complaint, to preclude plaintiff from entering the repair bills into evidence, or to reconsider its finding that the repair bills satisfied plaintiff's burden on summary judgment. See 8/10/05 Declaration of Bernard D'Orazio at ¶¶ 14-25.
In an Opinion issued on August 9, 2007, the Court declined to dismiss the complaint or preclude admission of the repair bills at trial. See 8/09/07 M&O at 5-19. It did, however, credit Dependable's argument that the repair bills alone were insufficient on their face to establish the requisite mens rea. See id. at 20-22. Accordingly, the Court ordered that discovery be re-opened for the limited purpose of allowing plaintiff to retain an expert "to testify regarding whether the repair records support plaintiff's suggestion that the Camry's condition at the time of its sale to plaintiff should have indicated to Jamaica that the 67,515 odometer reading was inaccurate." Id. at 22.
On September 20, 2007, plaintiff served her expert report on Dependable. See Affirmation of Service ("Pl. Affirm. Serv. [#89]"). Dependable thereafter objected to the report on both procedural and substantive grounds. See Def. Letter [#90]. Specifically, Dependable now complains that the report failed to follow the formal requirements of Rule 26(a)(2) of the Federal Rules of Civil Procedure (e.g., the expert neglected to sign the report), and that it addressed only the current condition of the car.*fn5 See id. at 2. Consequently, Dependable now renews its motion for summary judgment.*fn6 See id.
I. Rule 26(a)(2) Requirements
When a party seeks to present expert testimony at trial, Rule 26(a)(2) of the Federal Rules of Civil Procedure requires, among other things, that the party serve a report detailing the expert's conclusions. See Fed. R. Civ. P. 26(a)(2). Specifically, the report must be signed by the expert and must contain "a complete statement of all opinions the witness will express and the basis and reasons for them" and "the data or other information considered by the witness in forming them[.]" See Fed. R. Civ. P. 26(a)(2)(B). Additionally, the report must list, inter alia, what compensation the party will pay the expert for the study and testimony, as well as "all other cases in which, during the previous four years, the witness has testified as an expert at trial or by deposition[.]" See id. This disclosure obligation serves to provide opposing parties "a reasonable opportunity to prepare for effective cross examination and perhaps arrange for expert testimony from other witnesses." See Fed. R. Civ. P. 26(a)(2) advisory committee's note, 1993 amendments.
II. Plaintiff's Expert Disclosure
As discussed in this Court's August 1, 2005 opinion, plaintiff's claim under the Federal Odometer Act requires an intent to defraud, which can be based on actual intent or on gross negligence or recklessness. See 8/01/05 M&O at 7-10. For summary judgment purposes, plaintiff must provide sufficient evidence of this intent, such that a factfinder could rationally conclude that Jamaica violated the statute. See, e.g., Anderson v. Liberty Lobby, ...