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WMC Mortgage Corp. v. Thompson

New York Supreme Court, Kings County


April 23, 2009

WMC MORTGAGE CORP. C/O LITTON LOAN SERVICING, LP 4808 LOOP CENTRAL DRIVE HOUSTON, TX 77081, PLAINTIFF,
v.
SEAN THOMPSON A/K/A SEAN S. THOMPSON; AVA RAMDEEN; LITTON LOAN SERVICING, LP; MARIAN EDWARD GORFAJN; MICHAEL AUGUST; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WMC MORTGAGE CORP.; NEW YORK CITY CRIMINAL COURT; NEW YORK CITY ENVIRONMENTAL CONTROL BOARD; NEW YORK CITY PARKING VIOLATIONS BUREAU; NEW YORK CITY TRANSIT ADJUDICATION BUREAU; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; PATRICIA KENDLY, JOHN DOE (SAID NAME BEING FICTITIOUS, IT BEING THE INTENTION OF PLAINTIFF TO DESIGNATE ANY AND ALL OCCUPANTS OF PREMISES BEING FORECLOSED HEREIN.), DEFENDANTS.

The opinion of the court was delivered by: Sylvia O. Hinds-Radix, J.

Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431.

This opinion is uncorrected and subject to revision before publication in the printed Official Reports.

Plaintiff commenced the instant action to foreclose a certain mortgage on real property located at 1271 East 89th Street, in Brooklyn New York. By reason of default, plaintiff moves for an order (1) amending the summons and complaint nunc pro tunc to include and reflect the language and notice provision required under § 1303 of the Real Property Actions and Proceedings Law (RPAPL) and (2) for an order appointing a referee to compute the amount owed to plaintiff on the note and mortgage.

RPAPL § 1303 provides in pertinent part that effective February 1, 2007:

(1) the foreclosing party in a mortgage foreclosure action shall provide notice to the mortgagor in accordance with the provisions of this section with regard to information and assistance about the foreclosure process; (2) the notice required by this section shall be delivered with the summons and complaint to commence a foreclosure action. The notice required by this section shall be in bold fourteen-point type and shall be printed on colored paper that is other than the color of the summons and complaint and the title of the notice shall be in bold twenty-point type. The notice shall be on its own page.

The notice shall be designated as follows "Help for Homeowners in Foreclosure."

In this action, the plaintiff's summons and complaint and notice of pendency were filed with the County Clerk on April 30, 2007, after the effective date of RPAPL §1303, thereby requiring compliance with the notice provisions set forth in the statute. The RPAPL §1303 notice requirement is not a part of the summons and complaint, as is herein suggested by the plaintiff, but is a notice that must be served with the summons and complaint. Based on a review of the moving papers and exhibits, there is no evidentiary proof upon which this court may properly conclude that the requirements of RPAPL § 1303 (2) were satisfied when the summons and complaint were served. Given the explicit statutory requirements of RPAPL §1303, it is this court's position that such a defect can only be corrected by the proper service of the summons and complaint and the RPAPL § 1303 required notices.

Accordingly, plaintiff's application for an order amending the summons and complaint nunc pro tunc and to appoint a referee to compute the amount due under the mortgage is denied and the action is dismissed.

The foregoing constitutes the decision and order of the court.

20090423

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