The opinion of the court was delivered by: Mae A. D'Agostino, U.S. District Judge:
MEMORANDUM-DECISION AND ORDER
On December 20, 2011, Plaintiff United States of America ("Plaintiff") commenced this action alleging that Defendant Mary Lavada ("Defendant") defaulted on a promissory note. See Dkt. No. 1 at 2. On May 18, 2012, this Court entered a decision granting default judgment with respect to liability, but denying the demanded relief with leave to reapply for damages. See Dkt. No. 8 at 5. Currently before the Court is Plaintiff's motion for determination of damages. See Dkt. No. 11 at 3.
The Court has taken the facts set forth below from Plaintiff's complaint, motion for determination of damages, and accompanying exhibits.*fn1 Defendant is a resident of Fulton County, New York. See Dkt. No. 1 at 1. Defendant executed a promissory note to secure a Direct Loan from the United States Department of Education. See Dkt. No. 1-1. On April 22, 1997 and October 2, 1997, the loan was disbursed in two payments of $4,255.70 and $4,648.99 respectively. See id.
Thereafter, on July 5, 2001, Defendant requested consolidation of her loans. See id. Defendant executed a promissory note to secure a Direct Consolidation Loan on July 7, 2001. Dkt. No. 11 at 10. On August 7, 2011, the loan was disbursed in two payments of $5,742.34 and $6,247.55, at an interest rate of 6.875% per annum. See id. Defendant has not posted any credits toward the balance of the loan since it was disbursed. Id.
On January 9, 2012, Plaintiff served its complaint on Defendant. See Dkt. No. 3. As of the date of this Memorandum-Decision and Order, Defendant has not filed an answer to Plaintiff's complaint.
On January 30, 2012, Plaintiff filed a request for entry of default. See Dkt. No. 4 at 1-2. On February 2, 2012, the Clerk of the Court entered default against Defendant, pursuant to Rule 55(a) of the Federal Rules of Civil Procedure. See Dkt. No. 6.
On February 3, 2012, Plaintiff filed a motion for default judgment pursuant to Rule 55(b)(1) of the Federal Rules of Civil Procedure.*fn2 See Dkt. No. 7 at 1. On May 18, 2012, this Court issued an Order granting Plaintiff's motion for default judgment with respect to liability, but denying Plaintiff's request for damages. See Dkt. No. 8 at 4-5. Plaintiff was instructed to submit a supplemental memorandum, accompanied by an affidavit, with evidence substantiating the damages claimed. Id. at 5.
"When a default is entered, the defendant is deemed to have admitted all of the well-pleaded factual allegations in the complaint pertaining to liability." Bravado Int'l Grp. Merch. Servs., Inc. v. Ninna, Inc., 655 F. Supp. 2d 177, 188 (E.D.N.Y. 2009) (citing Greyhound Exhibitgroup, Inc. v. E.L.U.L. Realty Corp., 973 F.2d 155, 158 (2d Cir. 1992)). "While a default judgment constitutes an admission of liability, the quantum of damages remains to be established by proof unless the amount is liquidated or susceptible [to] mathematical computation." Flaks v. Koegel, 504 F.2d 702, 707 (2d Cir. 1974) (citations omitted); see also Bravado Int'l, 655 F. Supp. 2d at 189 (citation omitted). "[E]ven upon default, a court may not rubber-stamp the non-defaulting party's damages calculation, but rather must ensure that there is a basis for the damages that are sought." Robertson v. Doe, No. 05-CV-7046, 2008 WL 2519894, at *3 (S.D.N.Y. June 19, 2008). "The burden is on the plaintiff to establish its entitlement to recovery." Bravado Int'l, 655 F. Supp. 2d at 189 (citation omitted). "While 'the court must ensure that there is a basis for the damages specified in a default judgment, it may, but need not, make the determination through a hearing.'" Id. at 190 (quotation omitted).
In order to establish its entitlement to the damages claimed, Plaintiff was directed to submit specific documentary evidence sufficient "to ascertain the amount of damages with reasonable certainty." United States v. Linn, No. 10-CV-5289, 2011 WL 2848208, at *2 (E.D.N.Y. July 14, 2011); see also Dkt. No. 8 at 4--5. "[A] document containing both the borrower's signature and the amount of the loan applied for and disbursed" may serve as a basis for an award of damages. See Linn, 2011 WL 2848208, at *3. In addition, damages have been awarded "relying solely on Certificates of Indebtedness." United States v. Zdenek, No. 10-CV-5566, 2011 WL 6754100, at *2 (E.D.N.Y. Dec. 22, 2011).
In the present matter, Plaintiff has provided a signed promissory note, a Certificate of Indebtedness (the "Certificate") from the U.S. Department of Education, and a Federal Direct Consolidation Loan Verification Certificate ("Loan Verification Certificate") in support of the damages claimed. See Dkt. No. 11 at 7-11. The promissory note was executed by Defendant on or about July 9, 2001, with the intention of securing a Direct Consolidation Loan from the U.S. Department of Education. See id. at 7-9. The loan was disbursed on August 7, 2001, in two payments of $5,742.34 and $6,247.55, at an interest rate of 6.875% per annum. See id. at 10. According to the Certificate, as of June 22, 2012, $8,303.95 in interest had accrued on the loan, with $11,989.89 remaining in principal, for a total debt of $20,293.84. See id.
As discussed above, a Certificate of Indebtedness may serve as the basis to justify an award of damages without further evidence. See Zdenek, 2011 WL 6754100, at *2; Robertson, 2009 WL 2519894, at *3. With the additional support of the promissory note and the signed Loan Verification Certificate, Plaintiff has clearly established through its motion and attached exhibits ...