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JPMorgan Chase Bank, N.A. v. Zaga

Supreme Court, New York County

August 26, 2013

JPMorgan Chase Bank, National Association, Plaintiff,
v.
Yossi Zaga; Mosdot Shuva Israel; City of New York Transit Adjudication Bureau; city of New York Parking Violations Bureau; "John Doe #1" through "John Doe #10, " the last ten names being fictitious and unknown to plaintiff, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint, Defendants Index No. 115549-09

Unpublished Opinion

DECISION AND ORDER

EILEEN A. RAKOWER J.S.C.

This action was brought to foreclose a mortgage on real property located at 409 East 58th Street, New York, NY 10022, in the County of New York, State of New York.

Presently before the Court is Plaintiff JPMorgan Chase Bank, National Association's ("Plaintiff) motion for an Order pursuant to CPLR §3212, for summary judgment in Plaintiffs favor and against Defendant Yossi Zaga, default judgment against all other parties, appointing a Referee to compute the amount due to Plaintiff, and amending the title of this action by substituting Edri Zaga in place of "John Doe # 1" and Paul Tully in place of "John Doe #2" as necessary parties who were served with a copy of the Summons and Complaint and dropping Defendants designated as "John Doe #3" to "John Doe #10." Defendant Yossi Yaga submits partial opposition.

Plaintiff submits, among other documents, the attorney affirmation of Ellie Oster and the Affidavit of Merit of Caitlin Q. DeWeese, Vice President of JP Morgan. DeWeese's affidavit sets forth the sums due to Plaintiff and the date of default under the mortgage obligation. As set forth in the DeWeese's Affidavit, Yossi Zaga defaulted upon the terms of the subject note and mortgage by failing to tender payment for the monthly installment due for June 1, 2009. The default has not been cured, and the loan balance has been accelerated making the entire balance due and owing pursuant to the terms of the loan documents. A copy of the governing Note and Mortgage, and Notices of Default are annexed to Oster's affirmation.

Where a moving party makes a prima facie showing of entitlement to summary judgment, "[t]he party opposing the [summary judgment] motion must produce evidentiary proof in admissible form sufficient to require a trial of material questions of fact on which the opposing claim rests." (Frank Corp. v. Federal Ins. Co., 70 N.Y.2d 966, 967 [1988].) Bald, conclusory allegations, even if believable, are not enough. (Id.; Ehrlich v. American Moninger Greenhouse Mfg. Corp., 26 N.Y.2d 255[1970]; Edison Stone Corp. v. 42ndStreet Development Corp., 145 A.D.2d 249, 251-52 [1st Dept. 1989]).

In mortgage foreclosure actions, it is well settled that a mortgagee makes a prima facie showing of entitlement to judgment as a matter of law when it "produce[s] the mortgage documents underlying the transaction and undisputed evidence of nonpayment (Red Tulip, LLC v. Neiva, 2007 NY Slip Op 6340, *5 [1st Dept. 2007]) (citation omitted). Once a mortgagee fulfills its initial burden, it becomes incumbent on the party opposing summary judgment to come forward with competent evidence of any defenses to raise an issue of fact (see Barcov Holding Corp. v. Bexin Realty Corp., 16 A.D.3d 282, 283 [1st Dept. 2005]).

Here, Plaintiff has made a prima facie showing of entitlement to summary judgment. Plaintiff annexes copies of the governing Note and Mortgage, and has submitted proof of nonpayment in the form of the affidavit of Caitlin DeWeese. In opposition, defendant Yossi Zaga fails to raise any triable issue of fact.

Wherefore, it is hereby;

ORDERED that plaintiff JPMorgan Chase Bank, National Association's motion for summary judgment as against defendant Yossi Zagda is granted; and it is further

ORDERED that the caption be amended by substituting Edri Zaga in place of "John Doe #1" and Paul Tully in place of "John Doe #2" and by deleting the names of "John Doe #3" through "John Doe #10" defendants; and all other papers and proceedings heretofore filed herein shall be deemed amended accordingly; and it is further

ORDERED that the caption as amended shall read as follows:

JPMorgan Chase Bank, National ...


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